Latest in Debt

Debt Avalanche vs Snowball: Which One Actually Gets You Out?

Two famous payoff methods, one honest answer about which works — with real numbers from a typical R85,000 debt load.

Debt Avalanche vs Snowball: Which One Actually Gets You Out?

More in Debt

4 articles
Debt Review in South Africa: How It Works, What It Costs, and When It Is Worth It

Debt Review in South Africa: How It Works, What It Costs, and When It Is Worth It

Debt review (debt counselling) explained in plain language — the process, the real costs, the credit record impact, and…

Store Accounts: The R7,000 Trap in Your Wallet

Store Accounts: The R7,000 Trap in Your Wallet

Store cards feel like free clothes until the statement arrives. How store accounts really work in South Africa, what the…

Car Finance and Balloon Payments in South Africa: Read This First

Car Finance and Balloon Payments in South Africa: Read This First

Balloon payments make cars look affordable — until the end of the term. How car finance really works in South Africa and…

Ready to put it into practice?

Khaya sorts every rand into Survival, Debt and Future — automatically. Crush debt, budget effortlessly and start building real wealth.

Get Started Free